We are Debt Free!

Gatlinburg, TN at Ober

Some bit of exciting news from the Sullivans…

On the Friday morning of August 26, 2016, Dewayne and I paid our last debt payment on the credit card. We are debt free!

We want to tackle the house mortgage, but that will wait until Baby Step 3 is done. We also have two college students graduating within the coming months, so we need to plan gifts for them as well. Going to be a fun ride.

If you are wondering how we were able to get debt free, we followed Dave Ramsey’s 7 Baby Steps in Financial Peace University, we were careful with our finances, and most importantly, we prayed. Both Dewayne and I highly recommend you go through this 9-lesson money course. I promise it will change your life like it has changed ours. You can take Financial Peace with others (highly recommended) or by yourself at your own pace.

Can you imagine not having to worry about a monthly car payment, student loan payment, or even credit card payments?! We are stoked because now we can save money for things that really matter. It is possible to get out of debt. Please do it before Murphy strikes again. 😉

What did we do to celebrate?

We went to Gatlinburg, TN and paid for the entire trip in cash!

Be Brave and Be Different for the 2016 Election

This year’s 2016 Presidential Election in America has been quite the circus. I am not going to persuade you to vote for anyone, nor am I going to disclose which party I am affiliated with. None of that matters. It really doesn’t.

For this election, I am getting the feeling that people who are normally affiliated with a party are feeling discouraged. The two major parties that get way too much attention in America are muddied in political views, dishonesty, crudeness, lack of leadership, not wise, corrupt, and the list goes on.

Know who you are voting for already?

That’s awesome! You are probably in a much better spot than most people. I can visualize how the lines are going to be very long AND slow at the polls because one glance at the presidential ballot will cause panic, causing one to eventually be forced to choose a name on the list.

Don’t have a clue who to vote for?

You are not alone.

Did you know that only 9% of America choose Trump and Clinton as the nominees at the moment? That’s not a lot of people. You are probably wondering what about that other 91% of people. The NY Times does an awesome job describing this with an interactive map. Basically, the ballots are open for other people this year.

Who do you side with?

So you may already know who you are voting for, or maybe you do not. Either way, I highly urge you to go to this amazing interactive site called I Side With. Put in your response and you will get a very comprehensive list of current presidential candidates that are running and which issues you side with. I learned a lot about myself by taking this free quiz.

Take the I Side With Quiz

In Conclusion

I know I am agnostic about politics, but I also want to make the choice each election to ensure that the person I vote for will side with the issues that are important to me. I urge you to do your research before you step up to the polling machine.

To fail is being afraid to vote for whom you think will be the best president. If you don’t voice your opinion at the polls, the candidate you feel isn’t ready for the presidency may win.

Be brave and choose the right person for the job. Don’t be afraid to write a candidate in if you feel like the ones on the ballot just aren’t capable of changing our future in America for the better.

Good luck at the polls and see you on the flip side!

P.S. Share your results from I Side With in the comments below… if you dare 🙂

Fun with the Family on Labor Day 2016

Believe it or not, Dewayne and I had a day together to do something fun. We decided to go to Fall Creek Falls, a beautiful Tennessee state park near Spencer, TN. So, we packed a picnic and grabbed Yuxin (our Chinese exchange daughter) and headed on the 1.5 hour trek to the sticks.

Selfie of a Selfie
Selfie Inception

Once we got there, we drove around and saw some beautiful scenery on the overlooks that are along the loop road. We got tired of that soon after and decided that we needed some exercise after that long drive and wanted to take a hike. So, we found one of the main trails and made our way through the woods with gusto and enthusiasm. Cue to one hour later, we are literally climbing up and down rocks and logs on the side of a mountain, our enthusiasm completely gone, with sweat dripping down our backs. Crap! I didn’t realize how out of shape I was. I didn’t feel so bad when I saw all the other passersbys were in anguish as well.

Our final hiking trail we did consisted of the top of the Cane Creek falls. Because it has been a hot and dry summer, the water was very low. This allowed us to be able to literally walk on rocks across the creek at the top of the falls to the very edge overlooking a deep green pool at the bottom.

With my feet hanging off the edge of the falls, it was a reminder of how big this world is and how much of it I haven’t explored. There was the God moment where I felt overwhelmed by the beauty. I am grateful for days like this.

Feet hanging over the edge of Cane Creek Falls at Fall Creek Falls
Feet hanging over the edge of Cane Creek Falls at Fall Creek Falls